Protect Your Health, Motor & Life
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Unbiased health, term life, and motor insurance comparisons with zero markup. Speak directly to our expert advisors for clear plan recommendations, custom policy reviews, and end-to-end claim support.
Naman Sharma
Founder — Vital Assure IMF LLP
"I started Vital Assure because every Indian deserves unbiased, transparent financial guidance. No pressure. No jargon. Just clarity."
Vital Assure IMF LLP is founded by Mr. Naman Sharma, who brings over 10+ years of core experience in insurance and investment planning. Under his guidance, we serve as a trusted partner for Delhi families and businesses seeking comprehensive financial protection.
Three steps to peace of mind.
Getting the right coverage is simpler than you think. No paperwork, no confusion.
Tell us your needs
Share a few details about your age, dependents, and health. Takes 2 minutes.
Compare top plans
We compare 25+ insurers and present only the 2-3 plans that truly fit your profile.
Get covered today
Apply online, get instant issuance, and we'll handle all claims for life.
Your cover should grow as your life does.
Term insurance isn't a one-time purchase — it's a number that should track your real-world responsibilities.
First job
Lock in low premiums early, before age and health affect your rate.
Marriage
Your income now supports two — step up cover to protect a shared life.
First child
Add child-education riders and raise cover to fund two decades of growth.
Home loan
Make sure your cover fully clears any outstanding loan if something happens.
Peak earnings
Cover is at its highest. Add critical illness and health top-ups now.
Near retirement
Term cover tapers down; health insurance becomes the priority for life.
We Deal in Insurance & Investments
Independent advisory and complete portfolio planning with zero conflicts of interest.
Health / Mediclaim Insurance
Comprehensive health covers for families & individuals. Cashless hospitalisation, pre/post cover, and room rent coverage.
Learn MoreTerm Life & Saving Plans
Pure term life protection up to ₹10Cr or LIC savings plans offering high guaranteed maturity returns.
Learn MoreS.I.P. Mutual Funds
Build wealth systematically with tailored SIP plans, ELSS tax saving mutual funds, and custom portfolios.
Learn MoreCar & Commercial Insurance
Comprehensive and third-party policies for private cars, trucks, auto-rickshaws, and commercial buses.
Learn MoreScooty / Bike Insurance
Instant two-wheeler plans online. Third-party protection, zero-depreciation covers, and fast digital renewal.
Learn MoreFire & Asset Insurance
Secure commercial premises, factory buildings, inventory stock, and residential properties against fire and theft.
Learn MoreWe don't just sell policies. We support you.
Independent advisory built on trust, transparency, and zero conflicts of interest.
18+ Top Insurers
With 18+ top companies, we offer only the best policies—never pushing low-quality plans.
Claim Support
Strong claim support experience with top insurers—standing by you when you need it most.
Honest Guidance
Expert comparisons, policy review, and portfolio planning with zero hidden terms.
Know your numbers in seconds.
Calculate your ideal coverage and investment growth instantly.
Term Cover Calculator
SIP Calculator
Real people, real peace of mind.
"Naman compared 15 term plans in one session. I got ₹1 crore cover at half the premium my bank quoted. The clarity was something else."
"When my father was hospitalised, Vital Assure handled the entire cashless claim. We never touched a single form."
"Group health for 40 employees set up in 3 days. Flawless. Vital Assure is the only partner my company needs."
Got questions? We've got answers.
Latest insights & guides.
Simple, practical advice on insurance and finance — no jargon, no fluff.
How much term cover do you really need?
A simple formula to calculate your ideal coverage based on income, dependents, and lifestyle.
Cashless vs reimbursement: which wins at claim time?
Everything you need to know about cashless hospitalisation and why it matters at claim time.
SIP vs lump sum: which builds more wealth?
We break down the numbers and help you pick the right investment approach for your goals.
Ready to protect what matters?
Naman's team will reach out within 2 business hours. No scripts. No pressure. Just clarity.
Book Your Free Consultation