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Delhi's Unbiased Advisor

Protect Your Health, Motor & Life

Compare and buy the best insurance plans with direct claims support.

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Registered Insurance Marketing Firm · Delhi, India

Compare & Buy Insurance.
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Unbiased health, term life, and motor insurance comparisons with zero markup. Speak directly to our expert advisors for clear plan recommendations, custom policy reviews, and end-to-end claim support.

10+Years Experience
18+Insurer Partners
5,000+Clients Served
4.9Client Rating
IRDAI Licensed · Reg: IMF08890220250771

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No spam, ever. We'll only call if you ask us to.
4.9★ google rating claim support experience 18+ insurer partners compared Delhi-based advisory Thousands of clients served 10+ years experience 4.9★ google rating claim support experience 18+ insurer partners compared Delhi-based advisory Thousands of clients served 10+ years experience
Naman Sharma
About Our Founder

Naman Sharma

Founder — Vital Assure IMF LLP

"I started Vital Assure because every Indian deserves unbiased, transparent financial guidance. No pressure. No jargon. Just clarity."

10+ Years Experience
5,000+ Clients Served

Vital Assure IMF LLP is founded by Mr. Naman Sharma, who brings over 10+ years of core experience in insurance and investment planning. Under his guidance, we serve as a trusted partner for Delhi families and businesses seeking comprehensive financial protection.

Strong Claims Support: Coordinates directly with top insurers for fast, hassle-free settlement when it matters most.
Portfolio Planning & Review: Reviews existing policies, identifies coverage gaps, and optimizes your insurance assets.
Unbiased Choice: Compares plans across 18+ leading companies so you only pay for what you need.
How It Works

Three steps to peace of mind.

Getting the right coverage is simpler than you think. No paperwork, no confusion.

01

Tell us your needs

Share a few details about your age, dependents, and health. Takes 2 minutes.

02

Compare top plans

We compare 25+ insurers and present only the 2-3 plans that truly fit your profile.

03

Get covered today

Apply online, get instant issuance, and we'll handle all claims for life.

Plan Ahead

Your cover should grow as your life does.

Term insurance isn't a one-time purchase — it's a number that should track your real-world responsibilities.

01
Age ~24

First job

Lock in low premiums early, before age and health affect your rate.

₹50L cover
02
Age ~28

Marriage

Your income now supports two — step up cover to protect a shared life.

₹75L cover
03
Age ~31

First child

Add child-education riders and raise cover to fund two decades of growth.

₹1Cr+ cover
04
Age ~34

Home loan

Make sure your cover fully clears any outstanding loan if something happens.

+ loan amount
05
Age ~45

Peak earnings

Cover is at its highest. Add critical illness and health top-ups now.

₹1.5–2Cr cover
06
Age 55+

Near retirement

Term cover tapers down; health insurance becomes the priority for life.

Health-first
Solutions We Provide

We Deal in Insurance & Investments

Independent advisory and complete portfolio planning with zero conflicts of interest.

Health / Mediclaim Insurance

Comprehensive health covers for families & individuals. Cashless hospitalisation, pre/post cover, and room rent coverage.

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Term Life & Saving Plans

Pure term life protection up to ₹10Cr or LIC savings plans offering high guaranteed maturity returns.

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S.I.P. Mutual Funds

Build wealth systematically with tailored SIP plans, ELSS tax saving mutual funds, and custom portfolios.

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Car & Commercial Insurance

Comprehensive and third-party policies for private cars, trucks, auto-rickshaws, and commercial buses.

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Scooty / Bike Insurance

Instant two-wheeler plans online. Third-party protection, zero-depreciation covers, and fast digital renewal.

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Fire & Asset Insurance

Secure commercial premises, factory buildings, inventory stock, and residential properties against fire and theft.

Learn More
Why Choose Us

We don't just sell policies. We support you.

Independent advisory built on trust, transparency, and zero conflicts of interest.

01

18+ Top Insurers

With 18+ top companies, we offer only the best policies—never pushing low-quality plans.

02

Claim Support

Strong claim support experience with top insurers—standing by you when you need it most.

03

Honest Guidance

Expert comparisons, policy review, and portfolio planning with zero hidden terms.

Our Insurance & Investment Partners
Free Tools

Know your numbers in seconds.

Calculate your ideal coverage and investment growth instantly.

Term Cover Calculator

Find your ideal sum assured
Annual Income ₹10L
Your Age 30 yrs
Outstanding Loans ₹20L
Recommended Cover
₹1.2 Cr
Premium: Quote on Request
Get This Plan

SIP Calculator

Estimate your investment growth
Monthly Investment ₹10,000
Expected Return (p.a.) 12%
Time Period 10 years
Invested
₹12L
Returns
₹11.6L
Total
₹23.2L
Start a SIP
Client Stories

Real people, real peace of mind.

4.9
from 2,800+ reviews

"Naman compared 15 term plans in one session. I got ₹1 crore cover at half the premium my bank quoted. The clarity was something else."

RG
Rahul Gupta
Software Engineer · Gurugram

"When my father was hospitalised, Vital Assure handled the entire cashless claim. We never touched a single form."

PM
Priya Mehta
Homemaker · Delhi NCR

"Group health for 40 employees set up in 3 days. Flawless. Vital Assure is the only partner my company needs."

AK
Amit Kumar
Founder · TechStartup, Noida
FAQ

Got questions? We've got answers.

Term life insurance pays a lump sum to your family if you pass away during the policy term. Health insurance covers medical expenses like hospitalisation, surgery, and critical illness. They serve different needs — one protects your family's future, the other protects your health today.
A good rule of thumb is 10-15x your annual income plus any outstanding loans. Use our term cover calculator above to get a personalised number in seconds.
For coverage up to ₹1Cr, many insurers offer no-medical-exam policies. For higher coverage, a basic health check may be needed. We'll find the best option for your profile.
Yes, completely free. We earn from insurers, not from you. Comparing plans, advice, and ongoing claims support — always at zero cost.
Most term life policies issue instantly — within hours of application. Health insurance typically takes 1-3 days. We'll expedite everything for you.

Ready to protect what matters?

Naman's team will reach out within 2 business hours. No scripts. No pressure. Just clarity.

Book Your Free Consultation